SIP Calculator

Calculate systematic investment returns with clean charts and fund guidance.

Use the SIP estimator to forecast your total value, expected returns, and monthly target contributions. Navigate quickly to mutual funds, NFOs, and the fund screener from this page.

Returns Estimator

Estimate your SIP outcomes instantly

Enter your expected SIP amount, duration, and returns to preview your final value and estimated earnings.

₹5,000.00

Select Duration

5 Yrs

Expected Rate of Return

12%
The total value of your investment after5 Years
₹4,12,431.83
Invested Amount₹3,00,000.00
Est. Returns₹1,12,431.83

Start your SIP with Top Performing Funds

Funds that have sustained strong returns over the last 3 years

Scheme Name3Y returnAction
Aditya Birla Sun Life PSU Equity Fund Direct Payout of IDCW Payout27.71%Invest Now
Nippon India Small Cap Fund Direct Plan IDCW Payout21.09%Invest Now
SBI Contra Fund20.90%Invest Now
Quant Small Cap Fund19.66%Invest Now
Bank of India Credit Risk Fund6.33%Invest Now

What is an SIP Calculator?

The Systematic Investment Plan Calculator is a free tool that helps you estimate how your SIP investments may grow over time. It takes your regular contribution amount, expected rate of return, and investment duration into account to calculate the expected maturity value.

A Mutual Fund SIP calculator gives you a quick estimate of future value, expected returns, and the total contribution needed to achieve your goals.

How does SIP Calculator Work?

Our SIP calculator online takes three main factors into account:

  1. Amount of the initial investment (P)
  2. Frequency of the investment (n)
  3. Expected rate of return (r)

By using these values, the calculator determines the final invested amount and the estimated returns at the end of your chosen period.

A = P × ({([1 + r]^n) – 1} / r) × (1 + r)